Taloha,
Despite a widely discussed snow drought, total precipitation reached roughly 98% of normal this winter, while buyer engagement has remained consistent, driven in part by California buyers navigating tax considerations and a continued shift toward Nevada residency. That consistency is showing up earlier than usual this year. Instead of the typical slowdown around tax season, activity has held steady, particularly at the high end, with many buyers already making decisions that typically don’t occur until later in the quarter.
At a high level, the East Shore market reflects that steady demand within a more measured pace. There are currently 92 active properties, including 16 under contract, with pricing holding and days on market remaining elevated. The single-family segment shows a median list price of $2,274,999 with 116 median days on market, while condos and townhomes are at a $784,000 median with 171 days on market.
We’re finalizing our quarterly market update, which will be mailed early next week, where we’ll break down full-year trends, segment-level movement, and where activity is actually concentrating.
That shift toward earlier decision-making makes this month’s finance book summary particularly relevant, as more people are not just thinking about where to invest, but when and how to actually use capital.
This month’s finance book summary comes from a recommendation by Braiden Shaw. In Die With Zero by Bill Perkins, the focus moves beyond accumulation alone and into timing, how money, time, and health intersect, and why when you use capital can matter just as much as how you build it.
A Different Way to Think About Money
Most financial advice is built around accumulation: save more, spend less, and build as much as possible over time. It’s a framework that works, but it tends to prioritize the end result over how money is actually used along the way. For most people, the focus becomes building as much as possible first, with the assumption that there will always be time later to enjoy it. We’ve all heard stories, if not known someone personally, of people who worked toward that point and never really had the opportunity to use what they built.
The central idea in Die With Zero is that money, time, and health are all assets, but they don’t peak at the same point in life. Early on, you tend to have time and health but less money. Later, you may have more financial capacity, but less flexibility, energy, or willingness to use it the same way. The result isn’t just delayed gratification, it’s often missed opportunities that don’t come back in the same form later.
A large part of the book focuses on what Perkins calls “memory dividends.” Experiences, travel, time with family, meaningful use of a second home, even stepping away from work at the right moment, don’t just provide value once. They continue to pay back over time through memory, perspective, and the way they shape future decisions. A trip taken at 35 has a very different long-term return than the same trip taken at 75. The cost may be identical, but the outcome isn’t.
This starts to shift how spending is evaluated. It’s not just about whether something is affordable; it’s whether it’s done at a point where it actually delivers the highest return. Certain experiences are tied to a specific stage of life, and delaying them doesn’t just postpone the benefit, it changes it entirely. In some cases, the opportunity simply disappears.
That same thinking applies beyond travel or lifestyle. It carries into how people approach work, time off, and major financial decisions. Traditional planning assumes everything can be deferred. In reality, some of the highest-value uses of money are time-sensitive.
The book also reframes how wealth is transferred. In many cases, money is passed down later in life, often when it has less ability to meaningfully impact decisions or opportunities. There’s a strong argument for being more intentional about when capital is deployed, whether that’s supporting family earlier, funding opportunities at the right stage, or recognizing that holding capital indefinitely isn’t always the most effective use of it.
None of this replaces discipline or long-term planning. It’s not an argument against saving or investing, it’s an argument against doing so without considering timing. Most people understand how to build wealth; fewer think through how to use it efficiently across different stages of life.
For investors, this becomes a broader question, not just where capital is going, but when it’s being used. Whether it’s real estate, travel, or lifestyle decisions tied to a property, timing often has more impact than the decision itself. A purchase, a trip, or even a shift in how time is spent can carry very different returns depending on when it happens.
In a market like this, where many are weighing whether to act now or wait, that perspective becomes especially relevant. Timing is already central to investing, it just isn’t always applied to how capital is used outside of it.
It’s a different lens, but a useful one. At a certain point, the conversation shifts from building more to using what’s already been built, and doing it in a way that actually matters.
